EST. 2024 — MODERN LENDING
Understanding
What does your credit report say about you?
What does your credit say about you?
Not knowing what your credit report says about your finances may cost you more when trying to obtain a mortgage. Even those who pay everything on time might have an unaddressed credit issue that is hurting their credit! It is possible for incorrect information to be reported on your credit report, and it is important to identify any issues and correct them before you apply for a mortgage.
What makes up your credit report?
Your credit score is a numerical representation of your trustworthiness in paying back debt. Each bureau will present you with a credit score based on the data they have.
What is reported?
A few of the items reported on your credit may include:
- Credit Cards
- Department store cards
- Gas cards
- Bank cards
- Airline cards
- Installment Loans
- Mortgage loans
- Auto loans
- Student loans
- Â Utilities
- Rent (sometimes)
- Collections or judgements
- Bankruptcies
What does your credit history look like?
Credit history is a record of the health of each reporting credit line. Your credit score is created from the list below.
LYNQ
— ABOUT THE COMPANY
LYNQ
Capital Group
LYNQ Capital Group was founded on a singular vision: to transform the lending experience from a transaction into a relationship. Drawing on years of real estate finance experience, our team believes the most impactful outcomes begin with genuine human connection.
Our approach blends modern advisory expertise with a deep commitment to each client’s unique journey — guiding them toward opportunities they didn’t know were possible.
— LYNQ CAPITAL GROUP
— Tools
